Mortgage market in the Czech Republic continues to evolve and go leaps and bounds. Reflects, first of all a huge number of proposals in a given market services. Terms of the acquisition of property in private ownership of Czech citizens can take a hundred percent mortgage with a deferred payment of up to 40 years at 4-5% per annum, depending on the bank and the client selected the term fixation of bank interest rates. All this for Czech citizens may in a simple subject to the provision of income, without any sureties and guarantors. The same conditions apply to foreign citizens with permanent residency status (permanent residence) and Czech income. For foreigners living in the Czech Republic and having a residence permit (residence permit), long-term visa type D at the time the article was a prerequisite of obtaining a mortgage loan remains current entity registered in the Czech Republic.
There is also the possibility of a mortgage loan without acquiring the status of residence permit, long-term visa type D. In other words, a foreign national visiting the Czech Republic by short-term visa valid for up to 90 days (type "C"), and is the director of a legal entity can begin the process of registration of the mortgage. Documents required for processing a mortgage loan listed in the article "Mortgages for foreigners Czech Republic. Your mortgage purchase housing in the Czech Republic for citizens of Russia and cis countries "of 04.01.2008, available on the site of" Prague Lion ". Terms of the loan remain the same, increasing only annual percentage rate.