Each real estate is financed, is take a loan from the Bank for the purchase of the property, no matter whether stock or monument real estate. For the Bank, your lender, it is completely irrelevant whether it is a stock or monument real estate. The bank checks each real estate investment immediately, hence the risk of the investment from a banking perspective. Here, the Bank considered also the to be adopted case worst for them”the total loss of your investment. That is for the Bank, the real estate must be recycled.
During a recovery, the purchaser shall however not increased tax depreciation more. Basis of potential increased tax depreciation are the paragraph 7i / 7 h of the income tax act. They say but clearly one tax enforcement of clean-up costs is only possible, if the acquisition before the renovation is done. In an acquisition in the forced sale of new purchasers can claim tax only the normal depreciation rates. “For a Bank there in your think” no difference between a monument or existing property in the assessment, or yet? Existing real estate have always a lower purchase price in the comparison. A monument real estate is always on the edge of a new building, is usually Yes core rehabilitated, so of course the difference in price to an existing real estate. Existing properties, these are says yes the name, before years once built or rehabilitated, with the technical condition must not be worse. For the Bank in the recovery, the risk keeps however within ertraglicheren limits. Particularly in the current situation all banks try their risk as low as possible to keep means in conservation real estate, that the Bank may be additional safeguards on existing assets of the customers will demand, to minimize the risk of their own.