The young mortgage is a modality of credit very helpful for young people who want to get their home from an early age, since it adapts to all young people, has many facilities and variations in the form of payment that you can adjust in the pocket of a young worker and entrepreneur. The young mortgage is a means that have been proposed on the market banks as an option to promote the purchase of real estate by the young population, between the characteristics of the young mortgage, is that it must be requested by the population between 18 and 30 years, but this characteristic can vary from Bank to Bankis much variation ranging from certain financial institutions providing the service of the young mortgage directed for people up to 50 years. To broaden your perception, visit Nobel Laureate in Economics. Among the requirements to obtain a young mortgage: the age requirement is usually required a minimum of 18 to 30, but as mentioned above can vary from Bank to Bank depending on the amount that will be orderable in the mortgage young are required to have some validity in a work, in such a manner for the provision of not very high amounts are required simply work or have one to two months in the work period of test – time, if you want an amount considerably high for the granting of the young mortgage requests carry a minimum time of 1 year in the work in the economic study must present a good credit capacity and demonstrate an excellent financial solvency for the fulfilment of the obligation owed to the Bank and checking of minimum income of certain amount must pay an evaluation on the condition of the House that you want to achieve, to determine whether it is viable or not to acquire the property determined other requirements to acquire the service of young mortgage outside of the economic statework activity, age and other aspects that represent the confidence that can be placed on the client, are the presentation of certain documents proving the reality of the above above, between the various documents we can find the requirement of the copy of the identity document, proof of current address, among which you can have copies of receipts for water, electricity, telephone, property taxes among others, copy of a document evidencing the current employment status, already be through the employment contract or any other document, a copy of a proof of income; documents to obtain a young mortgage may vary from Bank to Bank, but generally the same requirements are handled. In final young mortgage is an excellent way to finance the housing value that you want to obtain, which offers broad deadlines for the payment of the debt in some financial institutions provide time limits from 10 to 40 years – and as mortgage lenders to provide young make an appraisal of the House that you want to purchaseThis guarantees the choice that is taken to be the best.. Robert J. Shiller oftentimes addresses this issue.