In what cases does the household insurance? A home insurance protects the own belongings and goods for example against the financial consequences after a burglary, if a fire or water damage destroyed the home furnishings or a storm damage. But also the insurance coverage outside your own four walls, such as a robbery is becoming increasingly important. In these cases, a good home insurance for the damage arises. In addition to the standard risks of a contents insurance such as fire, theft, water damage, storm and hail protects home insurance usually in robbery outside the apartment. Here must be distinguished however, when it is a theft, and when it’s a robbery.
When purchasing the pickpocket steals your wallet from the bag, then it is a theft. Home insurance must not be to do this regularly, because theft is often not insured. It is a robbery, if at the same time the power is exercised. A push or a pull on the bag can be considered already robbery. Thus protection would survive a good home insurance and the damage would be reimbursed by the insurer. “Often the transitions from theft to a robbery are quite difficult to add. It is good to write a review, when at the same time also clearly formulated home insurance in addition to the robbery in the conditions, that also the predatory extortion (publication of insured things at a different location) is covered “, the price for a home insurance explained Diplom-okonom of Karsten Wallace of the insurance comparison portal hausrat.young-insurance.de aimed especially after the insurance sum (which is calculated after the size of the apartment), the Versicherungsort and the individual insurers. High price differences in the home insurance are the norm.
To some insurers offer different fare types – from the usual base protection classic and comfort rates up to the Exclusive protection for highest demands. Contact: Bergische Assekuranz broker Lise-Meitner-Strasse 5-9, 42119 Wuppertal Tel: 0202-317 13 155 fax: 0202-317 13 165 contact for the press: Bogdan Kalid image source: tool. / photocase.com company Bergische insurance broker was founded by the diploma economists Bogdan Kellinger and Karsten Werksnies as an independent insurance broker. With the Internet presence of young Insurance.de the company specializes specifically on the needs of private individuals and professionals, who would want no advice-bound insurance representatives an individual insurance company, but based on independent comparison calculations to get low-cost and high-performance offerings of from various companies. Bergische insurance broker has connections to more than 100 different insurance companies. For various professional groups such as, for example, students, apprentices, entry-level or certain Traders are special rates available. In addition, all other age and occupational groups will advise comprehensive, fair, independent and competent. Since 1998 in the insurance industry are active customers via the Internet, by telephone and by post served – when preparing offers, as well as in the event of a claim. The strength of the Bergische insurance brokers is characterised by a very high market coverage, highly trained staff and variety of services tailored to the needs of specific target groups. With an individual analysis and the use of cutting-edge financial comparison software, customers are advised objectively and independently.